Classic Car Insurance

Classic Car Insurance

It has been said that owning a cherished collectible car is one of life’s greatest pleasures.

Eber & Associates wants to respect that investment by assisting you in protecting your prized possession. We offer specialized insurance coverage tailored specifically for classic car enthusiasts like yourself.

Mutually Agreed-Upon Value

One key distinction between classic car coverage and traditional auto insurance is that the insurance company agrees upon a specific value for the classic car when the policy begins. Suppose your car is severely damaged or rendered inoperable. In that case, your insurance payout will be based on the agreed-upon value rather than the typical approach of assessing the market value of your classic car at the time of the claim — eliminating any surprises.

Classic Car Insurance — Beyond the Ordinary

Your classic car holds a special place in your heart, so classic car coverage is a unique category with distinct differences compared to regular auto insurance policies. Specific qualifications for each category may vary depending on the state and policy.

Collector Car Insurance

Collector cars are determined by factors such as rarity, and forms of utilization, and at times age of the model.

Antique Car Insurance

Antique cars are at least 30 years in age.

Classic Car Insurance

Classic cars are usually 20 years in age and newer than 45 years of age.

Coverage You Can Count On

If your car gets into a collision and the insurance company covers the repairs, your classic car policy ensures that the necessary and authentic parts are paid for. This is especially beneficial because these parts may be excluded from coverage or may go beyond the coverage limits of a regular car insurance policy.

It’s important to note that some classic car policies have built-in restrictions. This could mean that the policy only covers a limited number of miles per year or only applies when driving to exhibitions and parades rather than for everyday use. Eber & Associates is happy to provide the best classic car insurance so that you — and your collection — are covered through life, for life. 

Custom Insurance the Smart Way

When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.