Directors and Officers Liability

Directors and Officers Liability Insurance

Being successful in today’s ultra-competitive business world requires making difficult decisions again and again. Yet when those decisions have unintended consequences, it’s critical that companies protect themselves from potential disaster.

That’s where directors and officers (D&O) liability insurance becomes an essential asset for any growing company. Eber & Associates can create a customized policy that can safeguard one of your firm’s most valuable resources — your senior executives.

What Is Directors and Officers Liability Insurance?

Directors and officers liability insurance (D&O insurance) is a type of liability insurance that protects executive leaders from personal liability for financial losses incurred by the company or its shareholders as a result of errors or omissions in their professional capacity.

D&O insurance can cover a wide range of claims, including:

Breach of fiduciary duty
Negligent oversight
Securities fraud
Employment discrimination
Financial misrepresentation

Gain Confidence and Protection

The primary responsibility of the leadership in any business is to make critical decisions. If those decisions negatively affect the business or your clients, they can lead to significant expenses.

Directors and officers liability insurance covers the expenses associated with resolving claims for damages that arise from unfavorable decisions made by company leaders (excluding actions categorized as illegal or made for the executive’s personal gain).

Prepare Your Business for the Future

Directors and officers liability insurance can cover a range of events, such as errors or omissions in financial documents or inadequate enforcement of human resources policies.

The team at Eber & Associates works hard to match your company’s needs with customized policies that protect your assets and provide the confidence your organization needs to grow.

Rely on the Experts at Eber & Associates

When it comes to directors and officers liability insurance, it’s crucial to review the policy details carefully. Keep in mind that the coverage period may specify the time when the claim is filed against the individual rather than when the mistake or failure occurred.

Critical details like that are why Eber & Associates is always on your side and ready to help. Whether you don’t yet have a policy or need assistance with potential claims, we’re here for you.

Custom Insurance the Smart Way

When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.