Watercraft Insurance

Personal Watercraft Insurance

When you have a paddle or power boat, you want to have a worry-free, enjoyable time on the water. The right watercraft insurance can give you that peace of mind.

Eber & Associates wants you to enjoy your time on the water and to protect your investment while doing so. With watercraft insurance, you can put your worries aside and fully enjoy your time on the boat.

Watercraft Insurance: Damage and Liability Coverage

Boat insurance (also known as watercraft insurance) policies typically consist of two main components — protection against physical damage and liability coverage. It covers accidents, fires, extreme weather conditions, theft, or vandalism. Liability coverage protects you if you cause damage to other boats or individuals, including any legal expenses that may arise as a result — including oil spills in the event of significant damage to your watercraft.

Things to Keep in Mind Before Buying Watercraft Insurance

Type of Watercraft

The type of watercraft you own will determine the type of coverage you need. For example, a jet ski will require different coverage than a boat.

Amount of Coverage

The amount of coverage you choose will affect the cost of your insurance. You will need to decide how much liability coverage you need, as well as how much physical damage coverage you need.

Driving Record

Your driving record will also affect the cost of your insurance. If you have a clean driving record, you will likely pay less for insurance than someone with a poor driving record.

Where You Live

Some states require watercraft insurance. If you live in a state that requires watercraft insurance, you will need to purchase a policy before you can legally operate your watercraft.

Add-Ons for Your Watercraft Insurance Policy

Watercraft insurance offers an optional feature that covers the theft or damage of your personal belongings that are stored or used on your boat. It’s usually worth it — especially considering the expenses associated with sports or fishing gear and pricey gadgets.

There is also an option to obtain boat towing and assistance coverage, which reimburses you for expenses in the event of a breakdown while you are enjoying your time on the water.

Eber & Associates: Your Recreation Insurance Provider

If you enjoy spending time on the water, contact us today. Let’s have a conversation about securing you the right watercraft insurance coverage based on your needs. Eber & Associates is the team that covers you through life for life.

Custom Insurance the Smart Way

When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.