Liquor Liability

Liquor Liability Insurance

Having a drink with friends can be a fun way to unwind. What happens when simple drinks turn into a legal incident? Is your business secure from the damages caused by patrons that had too much to drink?

Liquor liability insurance could be the shield you are looking for that can take away the financial hangover an incident can cause. While you serve high-quality drinks, Eber & Associates is here to provide high-quality coverage.

What Is Liquor Liability Insurance?

Liquor liability insurance is a type of business insurance that protects companies that sell or serve alcohol from liability claims arising from the actions of intoxicated individuals.

This type of insurance can help cover the cost of legal defense, settlements, and judgments if your business is sued for damages caused by a customer acting under the influence of alcohol.

When Is Your Business Liable?

Selling alcohol to a customer who later causes harm to themselves, others, or property while under the influence can result in your business being held accountable, even if it doesn’t seem fair. Likewise defending a claim in court can result in legal costs, even if you come out as the winner.

Remember that the liquor liability insurance requirements may differ based on the regulations in your region. In certain states, it may be mandatory for businesses that serve or sell alcohol to obtain this coverage as a part of their licensing procedure.

Be Aware of Potential Risk

In addition, many states have “dram shop” laws that impose strict liability on establishments that serve alcohol to individuals who are already intoxicated. This implies that you could be accountable for their future actions without requiring evidence that you behaved carelessly.

By taking the proactive steps necessary to learn about your coverage options, you are one step closer to safeguarding your business from potential risk.

Liquor Liability Insurance with Eber & Associates

Protect your business, patrons, and your staff from the dangers associated with alcohol consumption with liquor liability insurance.

Our team of experts can break down each of the available policies and show you which would benefit your business the most. As your business changes over time, we can advise on which policies fit it as it grows into a larger organization.

Got questions? Give us a call today! Eber & Associates is here to help you through life for life.

Custom Insurance the Smart Way

When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.