When you rent or lease a place, the insurance provided by your landlord usually covers the physical structure of the building rather than your personal belongings. Our team can find the right policy that safeguards your personal belongings during the rental period.
What Does Renters Insurance Cover?
Review the details of your renter’s insurance coverage. There will be a total limit for payouts and a maximum amount for each claim, which may cover losses or damage from fire, theft, lightning, wind, or hail.
Are You Prepared to Secure Your Home and Belongings?
You may assume your landlord’s insurance policy covers your personal belongings. However, that only pertains to the structure itself. Did you know getting renters insurance is a great way to safeguard your valuable belongings? Plus, it’s surprisingly affordable!
Does Renters Insurance Include Liability Coverage?
Renters’ policies also offer protection through liability coverage. For example, if you unintentionally cause any damage to the rental property or someone gets injured while visiting you at your apartment, your insurance will provide coverage for such incidents.
Are There Exceptions to Renters Insurance?
There are a couple of things that still need to be included. If you park your vehicle on the rental property, it’s important to note that your car is typically excluded from protection by renters insurance.
Does Renters Insurance Include Loss of Use Coverage?
If one of the events covered by your renters’ insurance policy renders the rental property uninhabitable, you may also receive a payment to cover your living expenses. This safety net is designed to assist you in recovering from unexpected losses that would otherwise require you to cover the expenses yourself.
Eber & Associates: Your Insurance Partners
Eber & Associates is here to cover you through life for life.
Custom Insurance the Smart Way
When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.