General Liability

General Liability Insurance

As a business owner, you must always be aware of your staff and customers’ needs. Be one step ahead of potential accidents with general liability insurance.

Regardless of the size or nature of your business, the unexpected can — and does — happen. Protect the people and businesses around you with Eber & Associates. We’ll find the right general liability insurance for your organization.

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Protect Yourself and Your Future

By choosing the correct general liability insurance, you can save yourself from paying enormous fees if your business is found liable for an incident. Our team helps you identify your potential risks and create a customized insurance plan that suits your unique needs.

General liability insurance also helps cover the cost of legal defense if your business is sued. The cost of defending a lawsuit can be very high, even if you are ultimately found not liable.

Bodily Injury

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Property Damage

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Personal Injury

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Advertising Harm

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What Does General Liability Insurance Cover?

General liability insurance covers a wide range of situations, including:

Bodily Injury

This includes injuries that your business may cause to customers, employees, or members of the public. For example, if a customer slips and falls in your store, your general liability insurance could help pay for their medical expenses.

Property Damage

This type of insurance covers any damage that your business may cause to property owned by others. For example, if your employee accidentally damages a customer’s car, your general liability insurance could help pay for the repairs.

Personal Injury

This covers any harm that is outside of physical injury, such as libel, slander, or invasion of privacy. For example, if you publish an advertisement that falsely claims that a competitor’s product is dangerous, the insurance could pay for the competitor’s legal fees.

Product Liability

Protect your business from legal fees associated with product deficiencies that may cause harm to a consumer. This coverage would include complications involving the product’s design, marketing, or manufacturing.

Advertising Harm

You should also be protected from injuries caused by your business’s advertising. For example, if an advertisement for your product misleads customers and they are injured as a result, your coverage helps pay for their medical expenses.

Common Businesses with General Liability Insurance

Small businesses such as sole proprietors, partnerships, and limited liability companies (LLCs) often opt for general liability insurance as protection against claims related to personal injury, property damage, or advertising.

Do You Need General Liability Insurance?

Most businesses commonly require general liability insurance. You may be liable for injuries or damages caused by your products or services, even if they are not defective or you are not at fault.

You may need general liability insurance if…

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Your business rents or leases property

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Your business sells or distributes products

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Your business provides services to others

General liability insurance benefits your company if you interact with clients, either at your workplace or theirs, or if they have any physical contact with your equipment.

Custom Insurance the Smart Way

When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.

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