Flood Insurance

Personal Flood Insurance

With an increase in flooding events happening these days, it’s more important than ever to find the right flood insurance to safeguard your home.

Eber & Associates has more than 20 years of experience providing high-quality insurance to families like yours. We can get you the protection you want with your family’s needs in mind.

Three Myths Concerning Flood Insurance

There are three common myths surrounding insurance for flooding. Knowing the facts can help you find the best flood insurance for your individual circumstances.

Myth 1: Flood Insurance Is Only for People Living in Flood Zones

One common misconception is that flood insurance is exclusively for individuals residing in designated flood zones. Flooding from pipes or flash floods is a genuine concern in any location and has the potential to cause significant damage.

Myth 2: Flood Damage Is Automatically Included in Homeowners Insurance

Another myth floating around assumes flood coverage is automatically included in homeowners insurance. It’s actually uncommon for that to be the case. Assume you lack coverage unless your homeowner’s policy explicitly states otherwise.

Myth 3: The Government Will Cover You in the Event of a Flood

The third misconception is that government programs have fully addressed flood insurance. The National Flood Insurance Program does make insurance available in certain areas prone to flooding, but this only applies to a small fraction of households in the United States.

Life with Flood Insurance

Floods are something that most homeowners don’t expect to happen to them, and sadly, the costs to recover can be quite high when they do. Experiencing a flood can result in the loss of personal belongings, renovations, and being displaced from your home for an extended period until it is restored to a livable condition.

Flood insurance provides both security and hope for unexpected disasters. Eber & Associates can help you find the best coverage for you and your family. With Eber & Associates, you can have a peace of mind knowing you’re covered through life for life.

Custom Insurance the Smart Way

When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.