Identity Theft

Identity Theft Insurance

Identity theft is something that many people worry about — and if they’re not, they should be. The consequences can be devastating due to a data breach, a misplaced wallet, stolen mail, or any other reasons.

Having identity theft insurance can protect you against potential financial losses. Eber & Associates can safeguard your identity and keep you ready for any worst-case scenario.

Identity Theft Insurance Takes Things to the Next Level

Identity theft can put a significant dent in your finances. A thief could use your name to make unauthorized charges on a credit card that you may be unaware of, or they could drain your bank account. There is even the possibility they could cause legal complications in your name, leading to unwanted attorney and court fees.

Managing this cleanup often involves expenses for notary fees, copies of credit reports, replacing government-issued identification, loss of income due to missed work, or childcare costs. Having identity theft insurance can assist in covering these expenses.

Protecting Your Identity

Protecting yourself from identity theft is crucial in guarding against fraudulent activities. Typically, these policies offer three primary services:

Monitoring Suspicious Activity

The company will closely monitor any suspicious activity that could indicate possible fraud. This includes monitoring instances where accounts are opened using your identity without your knowledge or credit inquiries are made without authorization.

Being Aware of the Dark Web

Some keep an eye on the dark web to gather information about you. Many service providers also keep an eye on a child’s information. If any suspicious activity takes place, you’ll be notified immediately.

Choosing the Right Policy

To begin, determine the current resources at your disposal. Many banks and credit card companies protect you in case you encounter unauthorized charges. Additionally, they might provide monitoring and protection services without any cost.

Similarly, your homeowners or renters insurance might offer coverage or protection services. However, it will likely be presented as an endorsement or rider rather than included in your policy.

Investing in Your Future Security

Insurance endorsements and riders are typically more affordable, costing less than $100 annually. However, it’s important to note that these options usually exclude monitoring services at that price.

Our team will guide you through the selection process to get the coverage you need at a budget-friendly price. Contact us today if you’d like to learn more about our identity theft insurance. Eber & Associates is here to cover you through life for life.

Custom Insurance the Smart Way

When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.