ORV Insurance
Off-Road Vehicle Insurance
Regular auto or homeowners insurance rarely covers the unique needs of an off-road vehicle. With additional safety, security, and damage concerns, off-road vehicle insurance provides just-right coverage so you can enjoy your outdoor adventures worry free.
Eber & Associates can find the right policy for you that protects your vehicle at a price that fits your budget.
Factors to Consider
Off-road vehicle insurance is not required by law in all states, but it is a smart investment to protect yourself financially. If your state does not require it, many off-road trails, private properties, and parks do.
The cost of off-road vehicle insurance varies depending on several factors, including the type of vehicle you own, your driving record, and your age.
If you want to save money, consider getting a policy with a yearly mileage limit. If you take a safety course, you might also qualify for a discount.
Needing More Than Homeowner and Auto Insurance
Most homeowners’ policies don’t cover ATVs, dirt bikes, snowmobiles, and similar vehicles. Off-road vehicle insurance gives you protection with:
Bodily Injury Liability
Pays for the medical expenses of people you injure in an accident, up to your policy limits.
Property Damage Liability
Pays for the damage you cause to someone else’s property in an accident, up to your policy limits.
Medical Payments
Pays for your medical expenses if you’re injured in an accident, regardless of who is at fault.
Collision
Pays for the damage to your vehicle if you’re in an accident, regardless of who is at fault.
Comprehensive
Pays for the damage you cause to someone else’s property in an accident, up to your policy limits.
Uninsured Motorist
Pays for your medical expenses if you’re injured in an accident by an uninsured or underinsured driver.
Additional Coverage
In addition to these basic coverages, you can also opt for add-on coverages, such as:
Eber & Associates: Supporting You On and Off the Road
If you’re interested in getting off-road vehicle insurance for your ATV, dirt bike, snowmobile, or any other off-road vehicle, contact us today.
Eber & Associates is here to cover you through life for life.
Custom Insurance the Smart Way
When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.
