Secondary Home Insurance

A vacation property offers a beautiful escape from the everyday routine — yet there are risks that come with owning any property. At Eber & Associates, we’ll make sure you have the right coverage to protect your investment.

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Coverage for Secondary Home Insurance

Vacation home insurance operates on similar principles as homeowners insurance. When you have a vacation home, there’s a higher chance of it being left unattended for long periods. This can increase the risk of burglary, as well as the potential damage from fires or flooding.

Coverage limits for seasonal or secondary homes are typically lower because vacation properties usually have fewer and less valuable possessions, especially when they are unoccupied.

The Differences Between Secondary Homes and Seasonal Homes

When it comes to insuring a vacation home that isn’t your primary residence, you want to keep things simple. Eber & Associates is here to keep everything straightforward and manageable.

Insurers may have different interpretations when it comes to defining a seasonal and secondary home, so we’ll make sure everything is as clear as possible for you. A secondary home refers to a dwelling where you typically spend shorter durations. A seasonal home is a place where you can enjoy an extended stay, and only during specific times of the year.

Eber & Associates: Covering Your Homes for Life

Eber & Associates has more than twenty years of experience providing high-quality insurance at an affordable price. We can help you throughout the process of finding the best solutions for any of your insurance challenges.

Eber & Associates covers you through life for life.

Custom Insurance the Smart Way

When it comes to custom insurance solutions, you need a team you can trust to help you find the perfect fit. Let Eber & Associates guide you to a more secure tomorrow with the care, coverage, and confidence you deserve.

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